Introduction: Amazon Pay ICICI Credit Card Kyun Hai Khaas?
Agar aap Amazon ke diwane hain aur har cheez online kharidna pasand karte hain, toh Amazon Pay ICICI Credit Card aapke wallet ka naya best friend ban sakta hai! Yeh card ICICI Bank aur Amazon ne milke banaya hai, powered by Visa, aur iska ek hi mission hai—aapko har kharch par savings dilana. Lifetime free hone ke wajah se, yeh card Amazon Prime members ke liye toh jaise jackpot hai, lekin non-Prime users ke liye bhi kaafi faida de sakta hai. Is article mein hum baat karenge is card ke saare features, cashback offers, eligibility, aur kaise aap isse apply kar sakte hain. Toh chalo, shuru karte hain aur dekhte hain yeh card aapke liye kyun perfect hai!
Table of Contents
Amazon Pay ICICI Credit Card Key Features
Yeh card ke features itne awesome hain ki aapko shopping ka maza double ho jayega. Yeh raha unka breakdown:
1. Zero Fees—Lifetime Free!
Is card mein na koi joining fee hai, na hi annual fee. Matlab, aapko bas iske benefits enjoy karne hain bina kisi extra kharch ke.
2. Cashback Jo Dil Jeet Le
- Prime Members: Amazon.in par har kharidari par 5% cashback.
- Non-Prime Members: Amazon.in offers 3% cashback.
- Amazon Pay Partners: 100+ partner merchants (like Yatra, BookMyShow, and FreshMenu) with 2% cashback.
- Baki Sab Kharch: Dining, shopping, travel, or kisi aur cheez par 1% cashback.
- Sabse badi baat? Yeh, cashback Amazon Pay balance mein jata hai aur kabhi expire nahi hota!
3. No-Cost EMI Ka Option
Eligible Amazon purchases (₹3,000+) ke liye aapko 3, 6, 9, ya 12 mahine tak ka No-Cost EMI option mil sakta hai; product aur seller ke terms par depend karta hai. Bade kharche ab aasani se manage ho sakte hain!
4. Dining aur Fuel Par Bhi Savings
- Culinary Treats Program: 2,500+ partner restaurants par kam se kam 15% discount.
- Fuel Surcharge Waiver: Har petrol pump par 1% surcharge waiver milta hai (Rs. 400–Rs. 4,000 ke fuel transactions par, har mahine max ₹100), and GST ispe applicable hota hai.
5. Safety First
- Microchip: Card ko fake ya duplicate hone se bachata hai.
- 3D Secure: Online transactions ke liye extra security.
- Contactless Payments: Jhatpat aur secure tareeke se pay karo.
Cashback Kaise Milega? Ek Jhalak
Amazon Pay ICICI Credit Card se cashback kaise milega? Yeh, super simple hai! Yeh table dikhata hai kaise aap har kharch par savings kar sakte hain:
| Category | Cashback Rate | Rs. 10,000 Kharch Par |
|---|---|---|
| Amazon.in (Prime) | 5% | Rs. 500 |
| Amazon.in (Non-Prime) | 3% | Rs. 300 |
| Amazon Pay Partners | 2% | Rs. 200 |
| Baki Sab (Offline/Online) | 1% | Rs. 100 |
Dhyan Dein: Kisi bhi EMI transaction (Amazon ya non-Amazon), fuel, rent, gold purchases, aur Amazon Business par cashback nahi milta.
Welcome Offers Jo Dil Jeet Lein
Naye cardholders ke liye yeh card dhamakedaar welcome benefits laaya hai:
- 3-Month Free Amazon Prime Membership: Agar aap pehle se Prime member nahi hain aur eligible promotional period mein apply karte hain.
- Cashback Offers:
- On the first Amazon shopping trip, 100% cashback (up to Rs. 200).
- Prepaid recharge with 50% cashback (up to Rs. 50).
- Postpaid bill with 25% cashback (up to Rs. 450).
- Electricity bill with 20% cashback (up to Rs. 100).
- DTH recharge with 25% cashback (up to Rs. 200).
- Gas cylinder booking with 10% cashback (up to Rs. 250).
- 1-Month EazyDiner Prime Membership worth Rs. 1,095.
Welcome offers time-to-time change hote hain—kabhi ₹2,000 ke activation vouchers, kabhi free Prime membership—current promotions ke liye Amazon ya ICICI website par details check karna zaroori hai.
Kaun Apply Kar Sakta Hai?
Eligibility Criteria
- Umar: 18 to 60 years.
- Job: Salaried or self-employed.
- Minimum Income: ICICI customers ke liye ₹25,000/month, non-ICICI customers ke liye ₹35,000/month (final eligibility bank ke verification par depend karegi).
- Location: ICICI Bank ke serviceable city mein rehna zaroori hai.
- Credit Score: 750+Hona chahiye taaki approval jaldi mile.
Zaroori Documents
- Identity Proof: Aadhaar, PAN, Voter ID, Passport, or Driving License.
- Address Proof: Electricity bill, water bill, ration card, or last 3 months’ bank statement.
- Income Proof: Latest salary slips, Form 16, and 3 months’ bank statement.
Amazon Pay ICICI Credit Card Ke Liye Apply Kaise Karein?
Applying for this card is super easy, like ordering on Amazon par order karna! Yeh raha step-by-step guide:
- Amazon App/Website: Amazon app ya website kholo, “Amazon Pay” section mein jao. “Amazon Pay ICICI Credit Card” select karo aur “Apply Now” par click karo. Aadhaar aur PAN details daalo, OTP verify karo. Video KYC complete karo (ICICI ke officer se live call).
- ICICI Bank Website: www.icicibank.com par jao, “Credit Cards” section mein “Amazon Pay ICICI Credit Card” choose karo. Form bharo aur KYC process pura karo.
- Digital Card First: Approval ke baad, ek digital card milta hai. Physical card courier se aayega.
Tip: Application status check karne ke liye ICICI customer care (1800 1080) par call karo ya Amazon app mein “Track Application” option use karo.
Fees and Charges: Kitna Kharcha?
Yeh table fees ko explain karta hai:
| Fee Type | Amount |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Late Payment Fee | Rs. 100 se Rs. 1,200 (outstanding amount ke hisaab se) |
| Cash Advance Fee | 2.5% (min. Rs. 500) |
| Over-limit Fee | 2.5% (min Rs. 500) |
| Foreign Currency Markup Fee | 3.5% + GST |
Note: Fees time ke saath change ho sakti hain, isliye latest info ke liye ICICI ya Amazon Pay website check karo.
Credit Card Kya Hai? Easy Use, Fayde & Nuksan (2025 Guide)
Pros and Cons: Yeh Card Aapke Liye Hai Ya Nahi?
Pros
- Lifetime free—koi annual ya joining fee nahi.
- Prime members ke liye Amazon.in par 5% cashback.
- Cashback kabhi expire nahi hota.
- Amazon Pay balance mein direct cashback, no redemption jhanjhat.
- Daily expenses, such as bill payments, recharges, and dining, are part of savings.
- Microchip aur 3D Secure ke saath safe transactions.
Cons
- Non-Amazon spends par sirf 1% cashback.
- Travel benefits jaise lounge access nahi hai.
- International use ke liye 3.5% markup fee thoda zyada hai.
- Non-Prime members ko 3% cashback milta hai, jo thoda kam hai.
Kitna Bachat Kar Sakte Hain? Ek Example
Maan lo aap ek Prime member ho aur monthly aise spend karte ho. Yeh table dikhata hai kitna cashback milega:
| Category | Kharch (Rs.) | Cashback (Prime) |
|---|---|---|
| Amazon Shopping (Mobiles) | 20,000 | 1,000 (5%) |
| Bill Payments (Amazon) | 5,000 | 100 (2%) |
| Partner Merchant (Yatra) | 10,000 | 200 (2%) |
| Offline Shopping | 15,000 | 150 (1%) |
| Total | 50,000 | 1,450 |
“Is example ke hisaab se saal bhar mein aap ₹17,400 tak bacha sakte hain—actual savings aapke spending pattern par depend karegi.”
FAQs: Aapke Saare Sawaal Ke Jawab
1. Yeh card kiske liye best hai?
Amazon Pay ICICI Credit Card unke liye perfect hai jo Amazon par regularly shopping karte hain, especially Prime members. Yeh, daily expenses like bills and recharges par bhi cashback deta hai.
2. Cashback kaise aur kab milega?
Cashback billing cycle ke end hone ke baad 2 working days mein Amazon Pay balance mein automatically credit ho jata hai. Ise Amazon ya partner merchants par use kar sakte hain.
3. Kya Amazon Pay ICICI Credit Card international transaction use ke liye acha hai?
International transactions par koi cashback nahi milta; sirf 3.5% + GST markup fee lagta hai.
4. Non-Prime members ke liye yeh card worth it hai?
Haan, Amazon.in par 3% cashback kaafi acha hai, lekin Prime membership ke saath zyada faida milega.
5. Amazon Pay ICICI Credit Card ka PIN kaise banega?
Physical card milne ke baad, ICICI iMobile app ya net banking se PIN bana sakte hain. Ya customer care par call karo.
6. Kya cash withdraw kar sakta hu?
Haan, ATM se cash nikal sakte hain, lekin 2.5% fee (min Rs. 300) lagega.
7. Amazon Pay balance ko aur kisi payment method ke saath use kar sakte hain?
Nahi, Amazon Pay balance ko combine nahi kar sakte.
8. Rewards kab tak valid hain?
Aapke rewards ka koi expiry date nahi hai—jab chahe use karo!
9. Contactless payment kaise kaam karta hai?
Card mein NFC chip hai, jisse aap POS machine par tap karke jhatpat pay kar sakte hain.
10. Kya Amazon Pay ICICI Credit Card Amazon ke alawa kahin chalega?
Haan, yeh Visa card hai, toh kahin bhi jahan Visa accept hota hai, wahan use kar sakte hain.
Conclusion: Kya Yeh Card Aapke Liye Sahi Hai?
Amazon Pay ICICI Credit Card ek zabardast choice hai agar aap Amazon par aksar shopping karte hain ya Amazon Pay ke partner merchants ka use karte hain. Lifetime free hone ke saath, yeh card Prime members ke liye 5% cashback aur non-Prime ke liye 3% cashback deta hai. Dining discounts, fuel surcharge waivers, and secure features make it a complete package. Lekin agar aap travel benefits ya international use ke liye card dhoondh rahe hain, toh shayad aur options dekhne chahiye.
Toh, agar aap Amazon ke loyal customer hain, toh abhi apply karo aur apne har kharch ko savings mein badlo! ICICI Bank website ya Amazon.in par eligibility check karo aur apna Amazon Pay ICICI Credit Card abhi book karo.
Apply Now:ICICI Bank Amazon Pay Credit Card
Apply Now: https://www.amazon.in/amazonpayicicicard
Hello Dosto! Mera naam Krishna Shirsath hai aur main Moneymentor360 blog ka lekhak aur founder hoon. Is blog ke madhyam se main aapko Finance, Loan, Banking, Credit Card, Insurance, Loan Apps, Business Loan, aur Online Earning se judi useful aur updated jankari simple Hinglish mein provide karta hoon taaki aap apne financial decisions smartly le saken.
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